Nationwide Mortgage Brokers
Safeguard your loved ones during uncertain times. Connect with our expert advisors to explore the best ways to secure your family’s future in the event of the unexpected.
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Life is full of uncertainties, and life cover insurance is designed to provide financial security for your family if the unexpected occurs. It’s a specialised type of insurance that pays off your remaining mortgage balance in the event of your death.
This ensures your loved ones can keep the family home without the burden of outstanding mortgage debt, offering peace of mind during a challenging time. There are two main types to consider:
Level Term Life Insurance: Provides coverage for a fixed term, typically 10, 15, or 25 years, paying out a lump sum if you pass away within the policy period.
Decreasing Term Life Insurance: Designed to align with a repayment mortgage, the payout decreases over time as your mortgage balance reduces.
How does AJL Mortgages work with Life Cover Insurance?
At AJL Mortgages, we simplify the process of securing life cover insurance with expert guidance, ensuring you receive professional support every step of the way.
As an award-winning broker, we provide free life cover advice tailored to your needs, whether you're looking to protect your family’s financial future or cover specific financial obligations.
We’ll review your current financial situation and protection needs, helping you understand the level of cover you require to secure your loved ones and meet your goals.
Based on your needs, we recommend the most suitable life insurance policies to provide the right protection. We guide you through the application process, ensuring it’s simple and hassle-free.
Once your life insurance policy is in place, we continue to provide support, ensuring your cover stays aligned with any changes in your life or circumstances.
Book A Free 15 Min Call to Review Your Options
While life insurance isn’t a legal requirement for your mortgage, it’s a smart and considerate way to protect your family’s future. Here’s why it matters:
Selecting the right mortgage life insurance can feel overwhelming, especially for first-time buyers or those new to life cover. Speaking with a specialist at AJL Mortgages can help you find a policy tailored to your needs, offering the right protection for your family and investments.
FAQ: Life Insurance
Reviews
We wouldn’t be where we are without our incredible clients. We take pride in building genuine, one-on-one relationships, offering tailored mortgage advice that suits each individual’s needs.
I recently got AJL to review our insurance policies and see if they were good enough for our new home. The team were fantastic and we ended up changing all of our policies, getting more cover and paying less than our old premiums. I have recommended AJL to a few local friends who have also been blown away by the support, thanks again!
Recently took out income protection with AJL Mortgages, i wanted cover to make sure my family were covered if i lost my job due to illness. The monthly payment was very reasonable and it gives me great piece of mind. Thanks to Alex for helping me with this and talking me through the application.
AJL made sure we have the appropriate cover for the new mortgage we have just taken out with them. We now have 3 policies which give us the safety we need with a young family. Thank you for making the whole process easy.
