Nationwide Mortgage Brokers
Insurance designed to support you if you're diagnosed with a serious illness, providing a one-off lump sum to help with your mortgage or other financial obligations.
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Life is unpredictable, and a serious illness can happen when you least expect it. Critical illness cover, also known as mortgage critical illness insurance, is a long-term policy designed to provide financial support if you're diagnosed with a critical illness.
Here’s what you need to know:
Lump Sum Payout: Most policies offer a one-off payment upon diagnosis to help with expenses like your mortgage or other financial commitments.
Varied Coverage Levels: Some policies include additional payouts for less severe conditions, offering more flexible protection.
Different from Life Insurance: While it’s not the same as life insurance, critical illness cover can often be combined with life cover for comprehensive protection.
Considering critical illness cover? Speaking with an advisor is a great starting point. They can guide you through your options and help you find a policy that suits both your needs and budget.
How does AJL Mortgages work with Critical Illness Cover?
At AJL Mortgages, we make securing critical illness cover straightforward, offering expert guidance to ensure you have the right protection in place.
As an award-winning broker, we provide free critical illness cover advice tailored to your needs, helping you safeguard your financial stability if the unexpected happens.
We’ll assess your current financial situation and protection needs, helping you determine the level of critical illness cover you require to protect your family and maintain your lifestyle.
Based on your unique needs, we recommend the most suitable critical illness policies to ensure you’re covered for the conditions that matter most. We’ll guide you through the application process, making it simple and stress-free.
Once your critical illness cover is in place, we continue to support you, ensuring your cover remains aligned with any changes in your health, life circumstances, or needs.
Book A Free 15 Min Call to Review Your Options
Critical illnesses can strike without warning, affecting anyone at any time. Having the right cover in place can help reduce the financial impact on you and your loved ones during such challenging times.
Here are the main types of critical illness cover:
FAQ: Critical Illness Cover
Reviews
We wouldn’t be where we are without our incredible clients. We take pride in building genuine, one-on-one relationships, offering tailored mortgage advice that suits each individual’s needs.
AJL made sure we have the appropriate cover for the new mortgage we have just taken out with them. We now have 3 policies which give us the safety we need with a young family. Thank you for making the whole process easy.
I recently got AJL to review our insurance policies and see if they were good enough for our new home. The team were fantastic and we ended up changing all of our policies, getting more cover and paying less than our old premiums. I have recommended AJL to a few local friends who have also been blown away by the support, thanks again!
Recently took out income protection with AJL Mortgages, i wanted cover to make sure my family were covered if i lost my job due to illness. The monthly payment was very reasonable and it gives me great piece of mind. Thanks to Alex for helping me with this and talking me through the application.
