Nationwide Mortgage Brokers

Home Insurance

Whether you’re purchasing your first property or relocating to a new home, having home insurance is essential to protect your investment and provide peace of mind.

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Market Leading Packages

What is Building & Content Insurance?

Life can be unpredictable, with storms, burst pipes, and other mishaps causing damage. Building & Contents Insurance safeguards your home and belongings, ensuring that if the unexpected occurs, you won’t face financial hardship.

Buildings Insurance: Covers the physical structure of your home, including the roof, windows, kitchen units, and bathroom suites.

Contents Insurance: Protects your personal items inside the home, such as furniture, appliances, electronics, and anything you would take with you if you were to move.

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How does Buildings and Contents Insurance work with AJL Mortgages?

At AJL Mortgages, we make securing Buildings and Contents insurance easy, offering expert guidance to ensure you have the right coverage in place for your home and belongings.

As an award-winning broker, we provide free advice tailored to your needs, helping you protect your property and possessions in case of damage or loss.

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Free Initial Consultation

We’ll assess your current financial situation and protection needs, helping you determine the level of Buildings and Contents insurance required to safeguard your property and possessions.

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Personalised Buildings and Contents Insurance Recommendations

Based on your unique needs, we recommend the most suitable Buildings and Contents insurance policies to ensure you're covered for potential damage or loss. We’ll guide you through the application process, making it simple and stress-free.

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Ongoing Support and Guidance

Once your Buildings and Contents insurance is in place, we continue to support you, ensuring your cover remains aligned with any changes in your home, belongings, or circumstances.

Book A Free 15 Min Call to Review Your Options

Book a call with Alex Lewis - Mortgage Broker

Why Do I Need House Insurance?


If you're considering buying a home, house insurance may not always be a legal requirement for a mortgage, but many lenders consider it essential. Here’s why it’s always a wise choice:

  • Lender Requirements: Some mortgage providers require house insurance to protect their investment in your property, particularly buildings insurance, as repairing or rebuilding a home can be costly.
  • Financial Protection: Even if it’s not a lender’s condition, house insurance is a smart investment. It provides peace of mind if the worst should happen.
  • Landlords vs. Renters: Landlords usually cover buildings insurance for the property, while renters should focus on contents insurance to protect their personal belongings.


At Town & Country Mortgage Services, our expert advisors can guide you through the home insurance process. We’ll help assess your needs and find the best coverage to keep your home and belongings safe.

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FAQ: Buildings & Contents Insurance

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